Your Trusted Partner in the Rio Grande Valley

VA Loans in Texas:

Serving Those Who Served

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Empowering Veterans and

Active Service Members

At Movement Mortgage RGV, we’re proud to serve the heroes who’ve

served our country. Let us help you find the perfect home with the

benefits of a VA loan.

What Are VA Loans, and How Do They Work?

For veterans, active service members, and eligible spouses, VA loans are a powerful tool to achieve the dream of

homeownership in Texas. Backed by the U.S. Department of Veterans Affairs, these loans offer unique benefits like zero

down payment, no private mortgage insurance (PMI), and competitive interest rates. Whether you're searching for a home in

McAllen, Mission, or Edinburg, VA loans provide a streamlined and affordable path to owning your dream home.

Key Benefits of VA Loans in Texas:

No Down Payment Required: Buy a home without the need for a substantial upfront payment.
No PMI: Save hundreds of dollars monthly compared to traditional loans.
Competitive Interest Rates: VA loans often offer lower rates than conventional mortgages.
Flexible Credit Requirements: Qualify with no minimum credit score requirement (though most lenders prefer 620 or higher).
No Prepayment Penalty: Pay off your loan early without additional fees.

Why Choose a VA Loan in McAllen, Mission, or

Edinburg?

For veterans and service members in McAllen, Mission, and Edinburg,

VA loans offer exceptional advantages tailored to local housing

markets:

Affordable Options

Buy a home with no down payment and competitive rates, making homeownership more accessible in these growing communities.

Local Expertise

Our team understands the unique needs of the Rio Grande Valley and works with you every step of the way.

Supportive Guidance

We simplify the process, so you can focus on finding the perfect home for your family.

Are You Eligible for a VA Loan in Texas?

You may qualify for a VA loan if you meet one of the following criteria:

Active-duty service member

Honorably discharged veteran with at least 90 days of wartime active service or 181 days of peacetime service.

Reservist or National Guard member with six or more years of service.

Spouse of a service member who died in the line of duty or due to a service-related disability.

To apply, you’ll need a Certificate of Eligibility (COE), which verifies your qualification for the VA loan program.

Texas VA loan limits

There’s no maximum borrowing limit for VA loans in Texas, but the VA guarantees up to 25% of the loan

amount. Your lender’s approval will depend on your credit score, income, and financial history.

For homes in McAllen, Mission, and Edinburg, VA loans provide unmatched affordability by eliminating

down payments and PMI requirements.

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Benefits of VA Loans in Texas

No Down Payment: Ideal for buyers without significant savings.

No PMI: Reduces monthly costs significantly.

Flexible Credit Requirements: Helps buyers with less-than-perfect credit.

Early Payoff Flexibility: No penalties for paying off your loan sooner.

Benefits of VA Loans in Texas

Choose a VA Loan If:

You need a zero-down payment option.

You want to avoid PMI costs.

You’re rebuilding your financial stability or have less-than-perfect credit.

Choose a Conventional Loan If:

You have a strong credit score and can afford a 20% down payment.

You prefer more flexibility in property types or investment properties.

Your First Steps Toward Homeownership

Get Pre-Approved

Start with a quick pre-approval process to determine how much home you can afford. This step sets the foundation for your home search.

Explore Loan Options

Our experts will help you find the perfect loan program tailored to your financial needs and homeownership goals.

Close with Confidence

Once you’ve chosen your dream home, we’ll guide you through the closing process, ensuring every detail is handled with care.

why choose movement

Mortgage RGV for Your

VA Loan?

At Movement Mortgage RGV, we specialize in helping veterans and

service members navigate the VA loan process in McAllen, Mission, and

Edinburg.

What We Offer:

Local Expertise: Knowledge of the Rio Grande Valley’s housing market.

Bilingual Support: Assistance in both English and Spanish.

Personalized Service: Tailored guidance from pre-approval to closing.

ready to secure
Your VA Loan in Texas?

Let us help you achieve your homeownership goals with a VA loan. Whether you’re in McAllen, Mission,

Edinburg, or anywhere else in Texas, our dedicated team is here to guide you every step of the way.

Call us today at (956) 201-8189

Apply Online Now – Quick, easy, and secure.

Learn More about VA loan options and find the right program for you.

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MORTGAGES THAT MEAN MORE

8024 Calvin Hall Road, Indian Land, SC 29707 Movement Mortgage, LLC

Equal Housing Opportunity

www.nmlsconsumeraccess.org). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.